CREDIT CARDS

A credit card is a convenient financial tool issued by banks or financial institutions that allows you to borrow funds up to a certain limit to make purchases or pay for services. Unlike debit cards, which draw directly from your bank account, credit cards offer a line of credit that you can repay later, usually with an interest fee if not paid in full by the due date. Credit cards often come with benefits such as reward points, cashback, travel perks, and fraud protection. Used responsibly, a credit card can help manage expenses, build your credit history, and provide financial flexibility.