FD INTEREST RATES

Fixed deposit (FD) interest rates in India as of July 2025 generally range from 2.50% to 8.50% per annum, depending on the bank and the deposit tenure. Most large public and private sector banks offer FD rates for regular customers between 6.00% and 7.00%, with higher rates and special schemes available at small finance banks. Senior citizens usually receive an additional 0.50% per annum. FD rates are revised periodically based on market conditions, making it important for investors to compare across banks to maximize returns for their chosen period